As with any other rewards program, the Sears Gold MasterCard also comes with a rewards program. The Sears Gold MasterCard offers two tiers in their rewards program. First, there's the standard Sears Gold Rewards Program. For those who use the card regularly, it is a valuable tool to help maintain your household budget. It allows you to choose between various reward options, such as free products and flat-rate gas rebates. There's also an annual fee for this tier.
The second tier of the Sears Gold MasterCard comes with an alternative method to earn points. This second option, known as Sears Cashback, is an attractive option for those who wish to earn rewards for every purchase made. With the use of the credit card, one can earn points for virtually any purchase made at any participating store, including groceries, gas stations, drug stores and other places. One earns points by using the credit card to make these purchases. Rewards are then issued upon receipt of each point.
The rewards offered in the first tier of the Sears Gold MasterCard are great for spurring consumers to spend more. This would be a good strategy if the reward offered came with an annual fee or premium payments. But the fact that the cash-access feature allows consumers the freedom to choose rewards that suit their needs makes the card a good option for people who want to earn points but don't have the budget to pay for other types of cards. And because the cards come with an annual fee, they become even more appealing.
As a whole, Sears Gold MasterCard can be considered a solid credit card. It offers low interest rates and fees that are reasonable when compared to other credit cards. Even its high interest rates aren't too high when compared with the average high interest credit card. One could say that it's a high interest bank account. The downside? Its plastic gift card is only redeemable for merchandise at Sears.
Like most plastic gift cards, it can be used at any participating retail store and costs only one cents for every dollar of purchases. Also, when the promo period ends, it costs nothing at all. The rewards offered in this card may also be redeemed later date. This is what the critics like about the product. But what the experts say is that one should take care not to overspend since using it will only render it as a prepaid card that will be used at a later date.
If you are planning to earn rewards points with the Sears Gold MasterCard, the key to making it a good choice is to use it sensibly. The ability to choose rewards that suit your needs and spending habit is a good move. It can assist you achieve your financial goals faster. It is a better choice than other credit cards that offer cash back but don't have the flexibility to let you decide how you would use the cash you've paid for.
Another advantage of using this Sears Gold MasterCard is that you are spared from dealing directly with the credit card company. With any usual credit card, you are answerable to the company if you make unauthorized purchases. With Sears, you are instead Strategic Partner, and your purchases are their responsibility. This gives you more control over your finances and the assurance that purchases made with your own money are not going to go to waste. Sears also offers an online portal where consumers can track their purchases, monitor their spending and even check their financial standing with the company.
You get to experience another level of security and financial freedom when you shop using the Sears Gold MasterCard. As its Strategic Partner, you get additional perks. It gives you access to special offers such as Sears Weekly Deals, which is sales which are only available the week before. With its twenty-four hour customer service line, you will always be given the assistance you need and you can also call their toll free number for your other needs such as answers to your inquiries and service concerns. In the future, this could be your reference when the time comes for you to apply for other credit cards from other companies.
If your trying to access your Sears outlet credit card through the Sears website or app, but can't seem to get through the application process, you may have run into problems with your applications. It's possible that you're simply not using the right login information or you have overlooked some kind of submission problem. ...
ShopMyWay stores offer consumers many benefits including: no annual fee, membership cards for everyday essentials, discounts on the purchases you make and added benefits like reduced shipping costs. There's also an option to pay by PayPal or ClickBank if you'd prefer. What you do with your membership benefits depends on what the company offers. ...